You shouldn’t have to choose between your health and your other bills. We’re here to help.
Our tool asks a few simple questions to see if you might be eligible for health insurance through Healthcare.Gov (Obamacare) or Medicaid. Getting insurance helps make sure you can afford to see a doctor when you need one. This is only designed to help you get started, but we do provide information to connect you to experts who can help you navigate the sign up process. Jump below for more resources to stay healthy.
Medicaid rules are changing!
Changes are here as the federal government scales back the extra help it provided for the COVID-19 pandemic.
On April 1, 2023 Texas Medicaid began re-checking eligibility. This means many Texans will need to complete paperwork to stay in the program, move to a different health care program, or lose health insurance all together. We'll provide info on how to navigate these changes and advocate to fill the gaps in our system.
Make sure you're prepared, and help spread the word. Here are key steps if you are in these programs:
Access Your Account
Make sure you have access to your account on YourTexasBenefits.com or through the Your Texas Benefits mobile app.
Update Your Info
Update your information in Your Texas Benefits, especially if you moved since 2020. Make sure your address, income, and household expenses are accurate. This way you'll get important updates, and you get every SNAP dollar you qualify for.
Check Your Mail/Alerts
Keep an eye out for a yellow notice in the mail with the words 'Action Required.' Respond to requests for info right away.
Frequently Asked Questions
These changes are tied to emergency aid the federal government passed when the COVID-19 pandemic began in order to give all families a better shot at staying healthy. They provided extra help in SNAP, and they provided more funding so people with Medicaid can stay in the program—even if they didn't complete paperwork or no longer met the normal eligibility rules.
Now that aid is coming to an end: we are returning to pre-pandemic program rules. Texans with SNAP went back to receiving a monthly benefit based on your income and household expenses. Those with Medicaid will go back to completing paperwork each year to renew your benefits. There are currently millions of Texans whose eligibilities have not been checked in a long time, and Texas Medicaid is aiming to review all of those cases in the coming months.
We're worried people will have a hard time keeping food on the table.
We're worried people will lose access to health care.
Lots of folks have moved since 2020. If Texas Medicaid doesn't know where to find you, and you miss a notice to complete your renewal paperwork, you lose your Medicaid even if you still qualify. Experts have estimated that 3 in 4 children who lose their Medicaid nationwide will still be eligible. We also know Texas Medicaid is already short-staffed, overwhelmed, and behind, and they plan to look at millions of cases in just a few months.
Finally, keeping up with paperwork for these programs is difficult and confusing. It's like an extra tax for being poor. Everyone should know that you don't have to navigate this process alone: free, local, assistance is available.
Families received their last extra SNAP benefit in February.
For Medicaid, renewals will take place in waves starting in April 2023 and through the beginning of 2024. Texas Medicaid hasn't provided much clarity on when different groups of people will get the notice about when it's your turn to renew.
This is why it’s important to keep an eye out for any letters and alerts, and keep your information updated.
Accessing Medicaid and SNAP is safe and will help you and your children stay healthy. Use of these programs by eligible family members will not harm your chances of becoming a U.S. Citizen or put you at risk of deportation.
The Biden administration formalized this in a new regulation in December 2022, through a process that will make it harder for future presidents to change this.
That the information you provide to Your Texas Benefits or in benefit applications is protected by law. It will only be used to determine your benefits and cannot be shared with immigration enforcement agencies.
The paperwork may ask about immigration status, but you only need to provide that information for people in your household who are applying for the benefits.
You're not alone, and you don't have to deal with this alone.
Many Texans have gotten confusing notices, conflicting information, or requests for information that aren't relevant to the case. There is a clear process that should be followed, but our current eligibility system is prone to errors, and sadly, the burden falls on individuals.
We encourage you to reach out to a local community organization for free help so you have support and information.
If you have Children’s Medicaid and are now over 19, you will likely no longer be eligible for this program after the rules change. We encourage you to use the resources on this page to learn about your options before you lose your Medicaid.
You may have options available through your job, your school, or Healthcare.Gov. Also check out Every Texan's Guide to Healthy Adulting for Young Texans.
Unfortunately, there aren’t great health insurance options in Texas for young people who are low-income. If Texas expanded Medicaid, this would be a great option for students and young adults . Learn more and take action.
If it’s been more than 60 days* since your pregnancy, you may lose your Medicaid coverage once the rules change. We encourage you to see if you may be eligible for Medicaid as a parent (use the tool above) or explore options on Healthcare.Gov.
*In 2023, because we raised our voices at the Texas Capitol, state leaders passed a bill that would let new parents keep their Medicaid benefits for a full year after their pregnancies. This is a great step in the right direction, but the state is still in the process of making this change. We are also fighting hard to expand Medicaid, because people deserve have health care between pregnancies, and not just once they find out they're pregnant.
Double check that your mailing address and contact information on file with Health and Human Services Commission (HHSC) is updated so you don’t miss anything. Even if you didn’t move recently, you want to be sure your information was recorded correctly. When you receive a yellow notice with 'Action Required' in the mail, make sure to complete your renewal packet in a timely manner.
You can always find help with your renewal through a local community organization. For more details, check out HHSC’s FAQs.
If you missed the deadline to submit your paperwork, you can request to re-open your case. After that, you should apply for a new case.
If you were denied Medicaid, and think it was due to a mistake, you can find local help for assistance or contact the Office of the Ombudsman. You have the right to appeal and have a fair hearing.
- If you're under 19, and your family saw its income increase by a small amount, you might be able to get low-cost health care through CHIP, or the Children's Health Insurance Program.
- You might be able to find low-cost, high-quality health insurance through Healthcare.Gov. Congress reduced the price of insurance on HealthCare.Gov, so families who struggled to find affordable plans in the past should definitely take another look. HealthCare.Gov enrollment takes place in the fall for most people, but Texans losing Medicaid between now and July 31, 2024 will have a special period to sign up.
- For U.S. citizens, your household does need to be above the federal poverty level to even get help with a health plan through Healthcare.Gov. Because Texas hasn't expanded Medicaid, many people have no affordable health insurance options at all. We're fighting hard to change this. In the meantime, you can find a local low-cost clinic.
We're really sorry. If you are confused or intimidated about what’s next for your healthcare, and the resources on this page are not enough, we encourage you to connect with a local community organization that can help you navigate this and find an option for you.
If you're interested, we would also like to work with you to share your experience. Our lawmakers need to understand exactly how our current health care system is not working for Texans. Hearing directly from constituents can make a huge difference. And you don't need to be ready to testify in front of a lawmaker— there are many small ways to share your experience from home. Get in touch with Amber Ayala, aayala[at]childrensdefense[dot]org.
We all deserve health insurance. Medicaid was designed to be there for low-income folks, but Texas has made its Medicaid eligibility rules so restrictive that millions of Texans just have no affordable health care options.
Medicaid expansion means expanding the Medicaid program to all U.S. citizen adults who don't earn enough to get a plan on Healthcare.Gov (many immigrants already have this option). That means coverage for mental health care, free check-ups, access to specialists, and more. Instead, we're going to see hundreds of thousands of young adults, parents, and new moms lose their health insurance and fight to keep themselves healthy.
Learn more and take action.
RESOURCES TO STAY HEALTHY
National Suicide Prevention Lifeline
Dial 800-273-8255 (800-273-TALK)
Veterans Crisis Line
Dial 800-273-8255, option 1
24/7 Crisis Text Line
Text TX to 741741
Texas 2-1-1:
Dial 2-1-1, option 8
24/7 Local Mental Health Authority Crisis Hotline for substance use and other mental health crisis services
Substance use services Outreach, Screening, Assessment & Referral
24/7 Local Mental Health Authority Crisis Hotline for substance use and other mental health crisis services
Mental Health TX (locator- specify your zip code, tool tells you the number of your corresponding Mental Health Authority to call)
NAMI Texas’ Mental Health Resources For The Black Community Resources Guide
NAMI Texas’ Finding Culturally Competent Care Guide guide
NAMI’s Suggestions for Finding Affordable Treatment or NAMI’s Suggestions for Finding an Affordable Therapist
NAMI Texas’ Online Programming Page (virtual, free support groups, webinars, education courses)
Call 2-1-1 or visit 211Texas.org for resources on low-cost dental services
Most pregnant people on Medicaid and children on Medicaid or CHIP are eligible for coverage and can get dental services through a managed care dental plan. For children, call Texas Health Steps at 1-877-847-8377 (1-877-THSTEPS) for help with finding a dentist or getting a dental checkup (M-F)
For low-cost dental care, find an FQHC near you by going to the HRSA Find a Health Center page.